4 Tips for Dealing with Insurance After a Vehicle Accident

4 Tips for Dealing with Insurance After a Vehicle Accident

Everyone will experience some sort of vehicular accident eventually. Whether it was through your own mistakes, someone else’s, or just plain bad luck makes no matter; it will happen. Whatever the case may be, your car will need repairs from a reputed auto repair shop, which is especially necessary if your airbag system needs servicing. 

As such, we have created this guide about handling the aftermath of an accident. After all, repairing a vehicle is an expensive undertaking; you must be fully aware of your options to make sure you make the most out of your insurance. With no further ado, here it is:

Tip #1: Don’t succumb to pressure from your insurer about which auto body shop to choose

Your insurance company will likely ask you to get multiple quotes after an incident to file a claim. They might even have recommendations about which auto body shops to get quotes from. However, you should not succumb to your insurer’s pressure. Go to the auto body shops you trust and ask for as many estimates as you wish—even if it is just one. 

Tip #2: Make sure to choose the right auto body shop

The type of repair shop you need depends on the details of the accident. Do you need to have your airbag system serviced? Were your seatbelts severed during the accident? Different auto body shops have different specializations, so it is important to choose the right one. 

They have to be fully capable of making the restorations you need, in addition to being highly vetted in their field. 

Tip #3: Remember that a damaged frame does not necessarily mean a totaled vehicle

Not every car that experiences frame damage should be considered totaled. It all depends on the scale of the damage. Nowadays, there are plenty of auto body shops that use modern techniques to restore vehicle frames to functional specifications. With time and the services of skilled repair technicians, your car could look brand new again. 

Tip #4: Consider your appraiser carefully

It is important to look into the professional history of the appraiser you choose. How many years of experience do they have? Do they have a particular set of skills? Have they been recommended by anyone else? These are just some of the questions you have to ask so you can get the most comprehensive assessment of your vehicle’s damage. 

Be careful of estimates that are priced too low; this might mean that the appraiser on staff is not as equipped as others might be when determining the state of your vehicle. 

Final thoughts

Dealing with an accident is hard enough. You will likely have no vehicle for the next few days or even weeks while your car is under repair. Even if these tips and tricks add a few steps to the process, however, it is important to enact them, so you have a world of options available to you. It also ensures that you make the most out of your insurance claim.

If you’re looking for an auto repair shop that specializes in airbag system servicing, send us at Safety Restore a message. Our estimates are fair, and we provide top-notch repairs to keep you and your family safe.